FINANCING PRODUCTS
                           Business Working Capital
        Get $10,000  to $350,000 Funding in 3-7 *days 
                  (Higher amounts, from $100,000 to $5 million are available in our 
                              Option "B" Program, following this Option "A" Section)

            We are specialists in Equipment Refinancing

                    Borrow against your owned business equipment. 
                                       Put your equity to work                                                      

  If you are interested in our  Line of Credit   programs. Please scroll down. 

       Option "A" is one of our most popular programs.

         Equipment Refinancing / Sale Leaseback Asset Re-Sale Lease 

·         Not perfect credit? a minimum 635 FICO Credit Score is OK
No documentation
No up-front fees
No appraisal cost or fees
No application fees
No commitment fees
No business or personal tax returns or financials (in most cases)
No interruption in use of your equipment, it stays put
No conditions for use of  the money, use it for any purpose
You are paid cash for your equipment equity by refinancing it
Your equipment is acquired with a bill of sale, then lease it back
At the end of the lease you buy your equipment back for $1.00
The loan to value is 75% to 90%, for most used equipment
At the end of the lease you buy your equipment back for $1.00
The loan to value is 75% to 90%, for most used equipment
*You receive cash in approximately 24 to 72 hours after you send 
back the lease papers. After an equipment inspection, if required.

Only a one one-page application is required and the approval process 
is quick, and less demanding than most other similar options. If your 
company needs more cash flow, Option “A” is the quickest option.

TO QUALIFY:
A minimum “FICO” Experian credit score of 635 or higher is required 
for this program. The business has to be owned a minimum of 18 to 24 
months with good credit, or two years or more with a average credit score.
We are specialist in structuring equipment refinancing / sale leaseback, 
asset re-sale transactions, which provides working capital amounts to 
$350,000 to the borrower. This is accomplished by structuring consecutive 
leases that will be in the amounts to $75,000 for each lease, with a typical
transaction size of approximately $45,000 for each successive Lease Part. 
There could be as many as eight Lease Parts or more, depending on the 
amount of equipment available to be refinanced, and the structure. 

The approval of an equipment sale leaseback transaction is based on the 
borrowers personal credit score, the D & B business report, the equipment, 
or other criteria. In most all transactions, no business or personal tax returns, 
or financial statements, are required. No open liens, or a bankruptcy 
within five years, some times longer . This Option "A" program is available 
to proprietorships, corporations, LLC's, any business organization structure.  
No Start-up Businesses.

Note: Restaurants and certain food related businesses must be owned a 
minimum of two years or longer, and the applicant should have a 
“FICO” credit score of 650 or higher. No Start-up Businesses.

Our one page Equipment Refinance Application is effortless to 
complete, a fast and easy way to get working capital quickly...

... especially, if your company hasn't bankable P&L numbers
... or  you are in a hurry and need cash. Apply today.

SAMPLE  OF  FUNDED  TRANSACTIONS  for OPTION "A"
Recently, a manufacturer of tools and dies that also provides power mental components 
received close to $200,000 working capital in a little over thirty days. Recently, an 
east coast Ford New Car Automotive Dealership found themselves in need of cash 
quickly, an amount of over $300,000,  cash yields to the owner of the Dealership 
were between $49,000 to $90,000 which totaled to over  $350,925 and funded in a short 
period of time, without having to provide business or personal tax returns, or 
financials , and did not have to provide cash flow schedules.  Recently a corporation in 
California that was not bankable…was looking for working capital and our equipment 
refinancing / sale leaseback program got the client over $225,000 in a short time frame.
Recently, a Chrysler Jeep New Car Automobile Dealership required over one hundred 
thousand quickly… and our equipment refinancing program got him over $130,000 in 
13 business days.  Recently, an ISP (internet service provider) was looking for $300,000… 
the deal was structured and funded in a short time frame. Recently an AAMCO 
Transmission Franchise was funded and received $35,000 in about one week, about a year 
later they came back requesting additional expansion capital money, which was provided. 
We have had many, many other transactions in the past years.  Since 1992.

The following are the types of new or used equipment that can be considered: 
All  "IT" equipment; desktop computers, notebooks, network servers, switches routers, 
office automation, software, printers, scanners, copiers, monitors,  telecommunications, 
phone systems, point of sale, cubicle stations, hardware, diagnostic machines, video, 
audio, security, alarm systems, manufacturing, plant, and shop equipment, surveillance 
systems, smog diagnostic machines, all medical and healthcare equipment, presses, 
mills, lathes, CNC machines, printing, dry cleaning  laundry, machine, metal shops, plant 
and manufacturing equipment, HVAC equipment, automotive repair, backhoes, forklifts, 
compressors, alarms, fitness, commercial signs/signage and related equipment, 
rehabilitation and health, landscaping, construction, excavation, industrial , tractors, 
construction equipment, most all equipment can be used for our refinancing program.

                     IF YOU NEED  WORKING CAPITAL FAST... 
Complete the short inquiry form below. You will be sent  information 
and the one page application within a few hours of our receipt of 
your inquiry.

           ______________ 

Option  "C"   Equipment Sale Leaseback

If your company needs  working  capital  and  has Good Cash Flow...
apply now  for  $100,000  to $5 Million Equipment Sale Leaseback Lease.

This Option "B"  may be for you.  We structure equipment refinancing 
/ sale leaseback transactions which provides yield /capital amounts from 
a minimum of $100,000 to $5,000,000+ to the applicant’s company 
depending what the company qualifies for. The structuring is accomplished 
with one single lease/facility. Example; if you own equipment and it 
appraises for $100,000, and you are seeking a minimum of $100,000 in 
capital, and your company has appropriate good cash flow, your company’s 
application will be approved subject to meeting basic other guidelines. Note, 
even if the company has debt or other issues, and the applicant/lessee has 
personal credit, debt or other issues the underwriting process evaluates the 
company’s cash flow position as a primary factor in the approval process. 
Business account receivable may be pledged / used as additional security. 
This program requires financial statements, tax returns, and a commercial 
equipment appraisal at the owners expense.

TO QUALIFY: The business should be owned for a minimum of two years.
Some types of business must be owned three years or more.  Borrower / 
principal should have a FICO credit score of 650 or higher.  Most all equipment 
and other assets may be used for the equipment asset refinance / sale 
leaseback program. The equipment does not have to be owned free and clear. 
The balance would be paid off and a new equipment lease structured to 
include working capital. Some businesses types may not qualify for this program. 
No Start-Up businesses.
                               ______________

Equipment Refinance, Sale Leaseback Inquiry Form
 

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